NOTE: If you are not signed into a Google account, use the "Download" option and refer to the "Instructions" sheet. To see these instructions, just hover over the cell. This is why it's important, when copying the template to use, that you check the "Copy comments" box.
Instructions and details about how various parts of the spreadsheet work are written as comments to particular cells.This is also not designed for saving up for certain goals or large expenses, but I've found other apps helpful for this.I made this spreadsheet with my own experiences in mind, so the spending categories are not detailed or exhaustive, there isn't really anything on investments or stocks, etc.This is not designed for tracking individual transactions or for providing a more granular view of your finances.This is meant to be pretty customizable while also leaving a lot of it automated and easy to understand (see below for more on the automation).On each month's sheet, there's a little section for setting a simple goal (e.g., "I want to reduce my expenses by 10% this month") and a space for reflecting on your progress (or lack thereof) for that goal.The charts might look a little funky now but once you start entering your data, everything should be formatted correctly. Lastly, there's a simple line chart of your expenses, showing how your expenses have changed over time. There's an "Expenses as a Percentage" chart that compares your current month's spending to the previous month's as the name implies, it's expressed as a percentage, so a negative percentage means you spent less than the previous month and a positive percentage means you spent more than the previous month. It also shows your budget so you can easily see how often you come in over or under what you expected to spend.
There's a "Monthly Balance & Expenses" chart that shows your balance and expenses for each month.
It's designed to be accessible, easy to use, and largely automated. To that end, I've made a relatively simple budget spreadsheet ( the latest version of the spreadsheet is here details below). Now that January is almost over, it's a great time to take stock of your expenses for the month and plan for the year ahead. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.īudget spreadsheets seem to be a dime a dozen, and I know there are a few in the PF wiki, but I wanted to share mine for anyone who might find it helpful.
EU HOME BUDGETING SOFTWARE HOW TO
Get your financial house in order, learn how to better manage your money, and invest for your future. Private communication is not safe on Reddit.
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